Hamilton auto accident raises uninsured motorist concerns

HAMILTON - Monday’s two-car crash in the corner of Northwest Washington Boulevard and North Brookwood Avenue appears now to have involved other victims, plus the driver of a black SUV that triggered the damage has but to make valid insurance, officers report, leaving these facing health-related and auto bills upset.
The accident occurred right after three p.m. Monday, as outlined by police, when Josh Wyatt, 22, of Oxford was driving a Chevy SUV eastbound on NW Washington and struck a white Ford Fusion sedan driven by Jamie Hill, 41, of Hamilton. Hill’s wife, Shay, 44, was a passenger in the vehicle.

Police mentioned the accident continues to be beneath investigation and would not discuss any particulars of your case, including Wyatt’s insurance status or if any charges are getting filed.

A police report released for the Journal-News shows that other drivers had their vehicles hit by Wyatt ahead of his SUV collided using the Hill’s auto.

The police investigation has expanded to appear into a single other SUV and possibly a third automobile hit by Wyatt on Monday. Witnesses reported to police that Wyatt had been driving “erratically” for about an hour just before his vehicle ran into the Hills’ vehicle.
“Witnesses had seen everything,” Jamie Hill stated. “My wife was in the automobile with me, and we both went to Fort Hamilton Hospital. I got a broken thumb out of it, and my wife has mainly bruises and scrapes…”

Hill stated he has develop into a lot more concerned due to the fact Wyatt has not developed insurance however, and Hill is on the hook for healthcare bills and repairs to his car. His insurance coverage will cover it, but he doesn’t think that is fair.

“I’m a responsible guy and I've uninsured motorist’s insurance, but I assume it can be unfair that these men and women can drive about and wreck into you, and they do not care for the reason that you might be paying an extra premium to make sure your insurance covers them,” he mentioned.
Rachel McCoy, who saw the accident, described it as “scary” and mentioned the SUV was traveling at a higher price of speed when it collided with Hill’s car or truck.

“We have been sitting in the light around the corner of NW Washington and Brookwood, facing eastbound, plus the black Chevy SUV came down eastbound NW Washington in the left-hand lane, facing oncoming visitors. He was speeding and he ran the the red light and hit the white car’s front passenger side,” she stated.

As outlined by Ohio’s Bureau of Motor Cars, the state has necessary drivers to carry auto insurance dating back to 1953, yet the Buckeye State has one of several highest prices of uninsured drivers in the nation.

Nationally, 12.6 percent of drivers, about 1 in eight, are uninsured, in accordance with the most recent data report from the Insurance coverage Study Council. The council estimates virtually 30 million U.S. drivers are uninsured.

The data also shows that Ohio is in line using the national information as 1 in eight Ohio drivers don't have insurance coverage and when uninsured drivers are involved in an accident, they're at-fault 75 percent of your time, and they generally lack the economic ability to spend for the harm they have triggered.

Ohio law prohibits insurers from raising prices on drivers whose own policies have to cover harm triggered by uninsured motorists, based on the Ohio Insurance coverage Institute.

Since the Hills do have uninsured motorist coverage, it could be up to their insurer to take legal action against Wyatt if he's unable to generate insurance coverage.

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